Salvage Repairable Titles

Obtaining a Salvage Title by Owner

If the vehicle is uninsured or if the owner decides to keep possession of the vehicle, the owner must apply for a Salvage Title. State law prohibits the operation of the vehicle until it has passed a salvage inspection.

 

The owner is required to bring the following documents with him/her to either the Boston Registry of Motor Vehicles or the Registry's Title Division, or mail the documents to the Salvage Title Department, in order to apply for a Salvage Title:

1.  The original Title

2.  A completed RMV-1 Form, clearly marked as “salvage repairable” and with the appropriate secondary brand(s)

3.  The Salvage Title fee. Please see the Title Fees section for the applicable fee. 

 

Within seven to ten days, the Registry of Motor Vehicles will review the customer’s application and mail him/her a new Salvage Title.

 

Once a Salvage Title has been issued in Massachusetts or in any other state, the Salvage Title and Salvage Inspection process as stated in Massachusetts General Laws Chapter 90D Section 20D must be completed regardless of the age of the vehicle.

 

Obtaining a Salvage Title by an Insurance Company

Once the insurance company deems the vehicle to be a total loss, the owner must assign the Title to the insurance company. If there is a lien on the vehicle and the Title is being held by a lienholder, the insurance company will send the owner an Authorization for Payoff of a Salvage Vehicle form* to complete. This form acts as the reassignment of Title.

 

*The Authorization for Payoff of a Salvage Vehicle form is only to be used when there is an outstanding loan and the lienholder is in possession of the Title. If there was no loan, or if the loan has been satisfied, the vehicle owner must sign the vehicle over to the insurance company by completing the Assignment of Title section on the back of the Title.

 

Insurance companies should contact the Title Division for a supply of the Authorization for Payoff of a Salvage Vehicle form. The form is only issued to insurance companies, and an insurance company may provide the form to its customers when applicable.

 

Within ten days of the declaration of a vehicle as a “total loss,” the insurer must apply for a Salvage Title. The insurer must mail or bring to the Title Division the following documents:

1.  An RMV-1 Form clearly marked “salvage repairable” and the appropriate secondary brand(s).

2.  The Certificate of Title properly assigned to the insurance company. If the Title was held by the lienholder, a completed Authorization for Payoff of a Salvage Vehicle must be presented.

3.  The Salvage Title fee. Please see the Title Fees section for the applicable fee.

 

Within seven to ten days, the Registry of Motor Vehicles will review the application and mail the insurance company a new Salvage Title.

 

When an insurance company obtains ownership of a total loss vehicle, it does not need to pay sales/use tax on that transfer of ownership. For more information, please see the Massachusetts Sales and Use Tax Requirements, Exemptions section.

 

Once a vehicle with a Salvage Repairable Title has been repaired, the vehicle must pass a Salvage Inspection. This inspection is not a safety inspection. The purpose of the inspection is to determine if the vehicle or any of its parts are stolen. Please see the Salvage Inspections section for more information about the inspection process or visit the Registry of Motor Vehicles' Website for a list of salvage inspection sites.

 

After the vehicle has passed the Salvage Inspection, the customer can apply for a Reconstructed Title or a Recovered Theft Title, whichever is applicable.