A vehicle is considered undocumented when the purchaser does not have all the documents required to transfer ownership and apply for a Certificate of Title. Massachusetts General Laws Chapter 90D Section 12 authorizes the Registry to register and title an undocumented vehicle at its discretion. As a condition of issuing a Certificate of Title, the Registry may require the customer to file a bond in an amount equal to one and one half times the National Automobile Dealers Association clean trade-in value of the undocumented vehicle.
The customer may submit the following documents to the Title Division to obtain approval for bonding:
• Completed Visual Inspection of VIN
• Any other documentation pertaining to the transfer of ownership of the vehicle, including bills of sales or cancelled checks
This can be faxed to the Title Division, to the attention of the Title Review Officer. A Title Review Officer will review the paperwork and based on the information, he/she may require more documentation or approve the bond.
If the request for bond is approved, an insurance company must complete a Vehicle Bond Form, with one witness signature, and the issuing agent must attach an Acknowledgment of Surety, which states that the agent is authorized to issue a surety bond within the Commonwealth of Massachusetts.
The customer may then submit an Application for Title. He/she must supply the original bond form along with any other supporting documentation previously submitted as part of the approval process. The bond and the complete Title Application file will be held by the Registry for a period of three years, or until the vehicle is no longer registered in Massachusetts and the bonded Certificate of Title is surrendered to the new state of registration.